Legal & Taxes
Jan 16, 2026
6 min read
Stamp Duty & Registration: The Complete Cost Guide for Thane Property Buyers in 2026
Confused about stamp duty, registration fees, and hidden charges in Thane? A complete breakdown of all government taxes and fees.
Understanding government duties and additional transaction fees prevents unexpected financial surprises during property closing in Thane.
Stamp Duty Rates in Maharashtra (2026)
Male Buyers: 6% of Agreement Value or Ready Reckoner Rate (whichever is higher).
Female Buyers: 5% (reflecting a 1% state concession).
Joint Ownership (Husband & Wife): 5% when registered primarily under the female co-owner.
Registration Charges & GST
Registration charges are capped at ₹30,000 for residential sales. For under-construction non-affordable properties, GST is levied at 5% without Input Tax Credit (ITC).
Total All-in Budget Rule
Always add 8% to 10% on top of the base property value to cover stamp duty, registration, society corpus, and legal fees. Use our First Time Buyer Guide for holistic planning.
People Also Ask
What is the current stamp duty rate in Thane for 2026?
Stamp duty is 6% for male buyers and 5% for female buyers in Maharashtra.
Is GST applicable on resale properties in Thane?
No, resale properties do not attract GST.
